Charter Types & Choosing the Right Yacht

Understand the differences between catamarans, monohulls, and motor yachts, and how to match the right one to your vacation style.

Not all yacht vacations are created equal. If you're thinking about chartering a yacht for the first time or even if you’ve done it before, the type of vessel you choose will shape your entire experience. From how the boat moves to how much space you have onboard, your decision matters.

This blog will break down the major types of charter yachts, catamarans, monohulls, and motor yachts, so you can match your vacation style to the perfect platform. And while Charter Smarter specializes exclusively in luxury crewed catamarans in the Virgin Islands, we believe in helping you make an informed choice based on what you value most.

1. The Big Three: Catamarans, Monohulls, and Motor Yachts

Let’s start with the basics.

 Catamarans

A catamaran is a multihull yacht with two parallel hulls connected by a wide deck. They’re the preferred choice for many Caribbean charters and for good reason.

Highlights:

  • Stability: Minimal rocking = less seasickness

  • Spacious Layout: Wide decks, large cabins, separate living zones

  • Shallow Draft: Can anchor in shallower waters, perfect for Caribbean coves

  • Ideal for Groups: Comfortable for 6–10 guests

Catamarans are Charter Smarter’s specialty. Most of the yachts in our fleet are catamarans, offering smooth sailing, privacy, and comfort, ideal for families, couples, or friend groups who want an all-inclusive experience.

 Monohulls

These are traditional sailboats with a single hull, the kind most people picture when they think of classic sailing.

Challenges:

  • Less Space: Smaller interior, limited outdoor lounging areas

  • More Heel (Tilt): They lean while sailing, which some guests dislike

  • Limited Stability: Can be uncomfortable in rougher seas

Monohulls are a great choice for adventure-seekers or couples, but for luxury-focused, all-inclusive vacations with room to spread out? Catamarans win.

 Motor Yachts

Motor yachts run on engines rather than sails. They’re usually larger, faster, and fully loaded with high-end amenities.

Challenges:

  • Higher Fuel Costs: Usually charged in addition to base charter fee

  • Less Eco-Friendly

  • Can’t Access Shallow Areas: Deeper draft limits anchorage options

Motor yachts are excellent for clients who want a floating penthouse experience—but they typically come with a higher price tag and are less suited for exploring shallow, off-grid Virgin Island beaches.

 2. Why Catamarans Dominate Caribbean Charters

There’s a reason catamarans have taken over the Caribbean charter market in the last decade. In destinations like the Virgin Islands, where distances are short and anchorages are shallow, catamarans offer:

  • Unbeatable comfort: Multiple outdoor lounging spaces, walk-around beds, A/C in every cabin

  • Kid-friendly layouts: Stable enough to feel like you're in a floating home

  • Incredible views: Large windows and elevated dining areas

When paired with a professional crew, a catamaran becomes a private floating resort, just for your group.

3. What Else to Consider When Choosing

Even within the catamaran category, not all yachts are the same. When choosing your boat, ask:

  • How many cabins do you need? Most accommodate 6–10 guests in 3–5 cabins

  • Flybridge or no flybridge? A flybridge adds upper-deck lounging and views

  • Galley-up vs. galley-down? Galley-up means more open social cooking spaces

  • Do you want water toys? Some come with e-foils, floating islands, or fishing gear

  • Do you care about brands/designers? Some guests prefer names like Fountaine Pajot or Lagoon for their build and finishes

A Charter Smarter specialist can walk you through all of these options and help match you to a yacht that aligns with your preferences, group size, and desired pace.

 4. Final Thoughts

The yacht you choose is more than just a boat, it’s your home, your view, your restaurant, and your entertainment for the week.

While there are pros and cons to every charter type, catamarans continue to rise as the go-to for travelers who want a balance of space, luxury, and smooth sailing. And when it comes to personalized crewed experiences in the Virgin Islands, Charter Smarter’s fleet of all-inclusive catamarans sets the standard.

Whether you’re new to yachting or planning your third charter, we’ll help you find the right fit.

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Guest Testimonials, Reviews & VIP Program: Elevating Virgin Islands Yacht Charters